If you wish to electronically transfer stock or mutual funds from your house account, please complete the online Stock Transfer Form below.
Stock Transfer Form
why give stock?
Donors gifting stock or appreciated securities to United Way may benefit from the opportunity to take a current income tax deduction – bypassing the capital gains tax – for the current full fair market value of the asset, regardless of the cost basis, provided they have owned it for at least a year and a day. These gifts provide immediate support for priority programs supported by United Way. Gifts of stock are accepted year-round, according to the timing the donor determines to be most advantageous.
valuation for tax purposes
Following the standards of major philanthropic institutions, United Way determines the value of a gift based on the value of the stock on the date it is gifted, using the average of the high and low prices the stock traded on that day. The gift date is the date that the properly executed securities are either postmarked (if mailed), received at the United Way offices (if hand delivered), or are wired into a United Way account. To determine the value of the gift for tax purposes, United Way must have either a stock certificate or confirmation from a broker that a transfer has been completed.
For more information, please call 610-807-5732 or contact your tax advisor or broker.
Support United Way of the Greater Lehigh Valley with a Qualified Charitable Distribution from your IRA.
what is a qualified charitable distribution?
A qualified charitable distribution (QCD) is a distribution of funds from your IRA (other than a SEP or SIMPLE IRA) directly to a qualified charitable organization, such as United Way of the Greater Lehigh Valley. Because the gift goes directly to the charity without passing through your hands, the dollar amount of the gift may be excluded from your taxable income up to a maximum of $105,000 annually, with some exceptions. Please consult your tax advisor for information regarding your specific exceptions.
To learn more about QCDs, please visit IRS.gov.
how do I give an ira to united way of the greater Lehigh Valley?
Your Qualified Charitable Distribution (QCD) must be made directly from your IRA custodian to United Way of the Greater Lehigh Valley on your behalf. Each financial institution has its own process for initiating a qualified charitable distribution. Many retirement plan administrators require you to use their distribution forms and comply with other requirements, so follow your financial institution’s forms and procedures to ensure you receive any potential tax benefits associated with this gift.
who can make a qualified charitable distribution?
Your Qualified Charitable Distribution (QCD) must be made directly from your IRA custodian to United Way of the Greater Lehigh Valley on your behalf. Each financial institution has its own process for initiating a qualified charitable distribution. Many retirement plan administrators require you to use their distribution forms and comply with other requirements, so follow your financial institution’s forms and procedures to ensure you receive any potential tax benefits associated with this gift.
QCDs can be made by IRA owners who are age 70 1/2 or older. QCDs made prior to the age you are required to take a minimum distribution from your retirement assets (pre-Required Minimum Distribution QCDs) will not reduce or otherwise impact future Required Minimum Distribution. Your tax advisor can provide additional information on your particular situation.
To learn more about QCDs, please visit IRS.gov.
To donate by wire transfer, please call us at
610-758-8010 for instructions.
“We made United Way a beneficiary on an insurance policy to create a long-term legacy while continuing to support the organization annually.”
Adam and Erin Stauffer
Tocqueville Society Members
